Moneysaving | Mail Online How you can still find returns that WILL beat inflation 2017-01-22T13:34:52.000000Z Inflation is picking up. It rose to 1.6 per cent last month and most experts now believe it will break through two per cent by the summer. We look at what rising prices mean for savers and borrowers. HSBC agrees to pay back £600 in debt collection charges 2017-01-20T11:46:32.000000Z HSBC is to set up a redress scheme to work out exactly how many customers will receive refunds although it estimates this could be around 6,700 customers. Is your cash in one of Britain's worst Isas? 2017-01-18T10:20:36.000000Z One in four cash Isas at the major providers now pays less than 0.25 per cent meaning savers are getting less than the official interest rate banks earn on their own deposits at the Bank of England. Look out for Britannia 2015 £2 coin with striking mistake 2017-01-18T09:36:56.000000Z Experts at website Change Checker estimate that roughly 1 in 200 of the £2 coins struck have the Queen's effigy at the wrong angle. Government's NS&I offers best rates to attract savers 2017-01-18T09:24:30.000000Z While big banks have embarked on a rate-cutting frenzy in recent weeks, NS&I rates have been left untouched. This is because unlike the banks, the £135 billion-strong firm wants your money. Top easy-access savings deal edges up to 1.02% online 2017-01-18T09:16:25.000000Z Nottingham Building Society's new E-Saver Instant issue 6 pays a top 1.02 per cent. There is no bonus payable to boost the rate, so it shouldn't drop to a pittance after a year or so. Why you need to spend old-style £5 notes before May 2017 2017-01-17T18:26:03.000000Z High street banks are not obliged to exchange them after the May deadline, but the Bank of England has a legal obligation to do so. Best bank accounts to switch to for interest and free cash 2017-01-17T10:09:19.000000Z While in-credit interest on current accounts may have taken a hit, there are still some banks vying for customers with cash incentives of up to £200 to tempt New Year switchers. Millennials who know how to save the smart way 2017-01-16T15:38:44.000000Z Student debt, high rents and money-hungry social lives mean saving can be overlooked by millennials. But many of this group have the ambition to save. Banks blasted for 'sneaky fees' as Which? rates RBS worst High St account provider 2017-01-15T14:08:40.000000Z Consumer group Which? quizzed almost 5,000 customers on their bank providers with not a single person giving a maximum score when it came to the topic of penalties and charges.